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Frequently Asked Questions
What is ATE Insurance?
ATE (After The Event) insurance protects litigants against adverse legal costs, offering coverage for various legal expenses incurred after a dispute has arisen.
Who can benefit from ATE insurance?
Both claimants and defendants involved in legal disputes can benefit from ATE insurance, regardless of the case type.
When should I obtain ATE cover?
ATE cover can be obtained at any stage of a dispute, but it's typically more cost-effective and advantageous when arranged early, often at the start of proceedings.
What does ATE insurance cover?
ATE insurance primarily covers the insured party’s liability for their opponent's legal costs. Depending on the policy, it may also cover barristers’ fees, court costs, and other related expenses.
How is the premium for ATE insurance determined?
The premium is influenced by the nature and potential outcome of the case. In some cases, premiums are paid at the end of the case and may depend on its outcome, with special terms available depending on the specifics of the matter.
Can ATE insurance be customised?
Yes, ATE insurance can be tailored to meet specific legal needs and risks, ensuring you have the most appropriate coverage for your situation.
Is ATE insurance recognised in Australian courts?
Yes, ATE insurance is a recognised risk management tool in Australian courts, provided the policy adheres to certain conditions.